AI-powered Telegram bot: track expenses and check balan

This automation enables hands-free financial tracking directly in Telegram—no spreadsheets or manual entry. Users send natural-language messages (e.g., “Bought coffee for 300 RUB”), and the bot parses, logs transactions, or returns the current balance. Perfect for individuals and small teams needing a lightweight, no-code accounting solution.

## Who it´s for
- Freelancers tracking income and expenses via Telegram
- Small businesses needing simple financial logging without complex systems
- Private investors monitoring personal finances through a chatbot
- Developers building personal finance assistants using low-code tools

## What the automation does
- Receives text messages from Telegram as commands
- Uses OpenAI and LangChain to interpret messages: detects transaction type (income/expense) and amount
- Logs transactions into PostgreSQL with user context
- Responds to “Balance” requests by calculating and sending the current total
- Leverages PostgreSQL-stored memory for conversation context and clarification on ambiguous inputs

## What´s included
- Ready-to-use n8n workflow
- Trigger and message handler logic
- Integrations with Telegram API, OpenAI, and PostgreSQL
- Basic setup and adaptation instructions

## Requirements for setup
- n8n instance (cloud or self-hosted)
- Telegram Bot API access (created bot and token)
- OpenAI API key (for GPT model)
- PostgreSQL database access (host, port, DB name, credentials)

## Benefits and outcomes
- Fully automated transaction logging via chat
- No need for external apps or spreadsheets
- Instant balance checks with a single command
- Structured storage of financial history in PostgreSQL
- Ready for future analytics, exports, or reporting
- Low-code design allows easy extension with new features

## Important: template only
Important: you are purchasing a ready-made automation workflow template only. Rollout into your infrastructure, connecting specific accounts and services, 1:1 setup help, custom adjustments for non-standard stacks and any consulting support are provided as a separate paid service at an individual rate. To discuss custom work or 1:1 help, contact via Telegram: @gleb923.